Is It HSA Eligible?

Yes, contact lenses are HSA-eligible. This includes both prescription contacts and the solution you need to maintain them.

Yes, prescription glasses are HSA-eligible. This covers frames, lenses, and lens upgrades like progressive or anti-glare coatings.

Yes, eye exams are HSA-eligible. Both routine vision exams and medical eye exams qualify.

Yes, LASIK is HSA-eligible. Laser eye surgery for vision correction is a qualified medical expense, and it is one of the best uses of HSA funds.

It depends. Prescription sunglasses are HSA-eligible. Non-prescription sunglasses are generally not, unless they meet specific medical criteria.

Yes, dental cleanings are HSA-eligible. All preventive dental care qualifies, including routine cleanings, exams, and X-rays.

Yes, braces are HSA-eligible. Orthodontic treatment including traditional braces and clear aligners like Invisalign qualifies when prescribed for a medical condition.

Yes, dental crowns are HSA-eligible. Crowns, caps, and other restorative dental work are qualified medical expenses.

Yes, dental implants are HSA-eligible. The implant, abutment, crown, and all related surgical fees qualify.

Yes, dental X-rays are HSA-eligible. Diagnostic dental X-rays of all types are qualified medical expenses.

Yes, orthodontic retainers are HSA-eligible. Retainers, clear aligners, and other orthodontic devices prescribed to maintain or correct dental alignment qualify.

Yes, all prescription medications are HSA-eligible. Any drug prescribed by a licensed healthcare provider qualifies.

Yes, over-the-counter medications are HSA-eligible without a prescription. The CARES Act of 2020 made this possible.

Yes, sunscreen with SPF 15 or higher is HSA eligible. No prescription needed. It is one of the most commonly overlooked eligible items.

Yes, chiropractic care is HSA-eligible. Adjustments and treatments from a licensed chiropractor are qualified medical expenses.

Yes, acupuncture is HSA-eligible when performed by a licensed practitioner for a medical condition.

Yes, physical therapy is HSA-eligible. Treatment prescribed for rehabilitation or a medical condition is a qualified expense.

It depends. Massage therapy is HSA-eligible only when prescribed by a doctor for a specific medical condition. Recreational massage does not qualify.

Yes, therapy and counseling are HSA-eligible. Sessions with psychologists, licensed counselors, and social workers all qualify.

Yes, substance abuse treatment is HSA-eligible. Both inpatient and outpatient programs qualify, including detox, counseling, and medication.

Yes, hearing aids are HSA-eligible. The device, batteries, repairs, and hearing tests all qualify.

Yes, home blood pressure monitors are HSA-eligible. You do not need a prescription to purchase one with HSA funds.

Yes, CPAP machines and supplies are HSA-eligible. The machine, mask, tubing, filters, and cleaning supplies all qualify.

Yes, thermometers are HSA-eligible. All types of medical thermometers qualify as first aid supplies.

Yes, wheelchairs and mobility aids are HSA-eligible. Wheelchairs, walkers, canes, mobility scooters, and related accessories all qualify.

Yes, first aid supplies are HSA-eligible. Bandages, antiseptic, gauze, and other first aid products qualify without a prescription.

Yes, acne treatments are HSA-eligible. Over-the-counter and prescription acne products both qualify.

Yes, breast pumps and supplies are HSA-eligible. This includes electric and manual pumps, storage bags, and related accessories.

Yes, pregnancy and prenatal care are HSA-eligible. Prenatal vitamins, ultrasounds, labor and delivery, and postpartum care all qualify.

No, gym memberships are generally not HSA eligible. The IRS treats general fitness as personal, not medical. A doctor's Letter of Medical Necessity for a diagnosed condition is the narrow exception.

It depends. General daily vitamins are not HSA-eligible. However, vitamins and supplements prescribed to treat a specific medical condition do qualify.

Yes, fertility treatments are HSA-eligible. IVF, IUI, fertility medications, and egg freezing for medical reasons all qualify as medical expenses.

Yes, insulin and diabetic supplies are HSA-eligible. Insulin, glucose monitors, test strips, insulin pumps, and related supplies all qualify.

Yes, medical travel costs are HSA-eligible. Mileage to and from medical appointments, parking fees, tolls, and lodging for out-of-town treatment all qualify.

Yes, service animals are HSA-eligible. The cost of purchasing, training, feeding, and providing veterinary care for a qualified service animal all qualify.

It depends. Weight loss programs are HSA-eligible only when prescribed by a doctor to treat a specific diagnosed condition such as obesity, heart disease, or hypertension.