Your medical expenses
are building wealth
Every receipt you track is a tax-free dollar compounding in your HSA. Tripl captures, organizes, and projects your growth so you never leave money on the table.
TriplTax-Free Withdrawable
$4,832.00
Available anytime
Reimbursed
$1,250.00
Tax-free withdrawals
10-Year Projection
$9,504.17
at 7% avg. return
HSAs are the only account with a triple tax advantage: tax-deductible contributions, tax-free growth, and tax-free withdrawals.
The only triple tax advantage in the tax code
No other account (not a 401(k), not a Roth IRA, not a brokerage account) gives you all three.
Tax-deductible contributions
Every dollar you contribute reduces your taxable income. Pre-tax through payroll or deductible on your return.
Tax-free growth
Invest your HSA funds and watch them compound. Dividends, capital gains, all tax-free. No annual tax drag.
Tax-free withdrawals
Reimburse yourself for qualified medical expenses, tax-free. No time limit. An expense from 2024 can be reimbursed in 2044.
Drop a receipt. Get structured data in seconds.
Snap a photo, forward an email, or drag and drop a PDF. Tripl's AI reads your receipts and extracts the provider, amount, date, and category automatically. No manual data entry. No lost deductions.
- Supports JPG, PNG, PDF, and HEIC files
- Multi-file upload with parallel processing
- Smart extraction, even from messy pharmacy printouts
receipt-jan-2026.pdf
234 KB
Unreimbursed expense
$1,000.00
If you wait...
at 7% avg. annual return (S&P 500 historical)
Watch your patience turn into wealth
Every dollar you don't reimburse today is a dollar growing tax-free in your HSA. Tripl shows you exactly how much your patience is worth at 5, 10, and 20 years.
$1,000 at 7% becomes $1,967 in 10 years and $3,870 in 20 years. Tax-free.
Reimburse strategically, not randomly
Your unreimbursed receipts are a tax-free cash reserve you can tap for any reason. Need a car repair, a vacation fund, or a down payment? Reimburse yourself from your HSA and the cash is yours, tax-free. Tripl's FIFO engine allocates across your oldest expenses first, maximizing the growth window on newer ones.
- FIFO allocation maximizes growth on newer expenses
- Per-expense or lump-sum, your choice
- Undo any reimbursement if you change your mind
Amount to reimburse
Annual checkup
Jan 15, 2024 (oldest first)
+$285.00
of $285.00
Physical therapy
Mar 3, 2024
+$1,800.00
of $1,800.00
Dental cleaning
Jun 20, 2024
+$415.00
of $600.00 (partial)
Capture receipts from anywhere
At the doctor's office, at your desk, or in your inbox, Tripl meets you where your receipts are.
Scan & Snap
Scan the QR code on your desktop, snap the receipt on your phone. No app to download. Auto-syncs in seconds.
To: receipts@triplapp.com
Subject: Fwd: Your receipt from CVS
Forward Your Receipts
Forward any receipt email to receipts@triplapp.com. Attachments are parsed automatically.
Any Format, Any Device
Drag and drop multiple files at once. PDFs, photos, HEIC from your iPhone, all parsed automatically.
The strategy that builds real wealth
Pay out of pocket. Let your HSA compound. Reimburse yourself years later, with proof.
Pay medical bills out of pocket
Keep your HSA invested instead of spending it immediately. Every dollar stays in the market, compounding.
Track every receipt with Tripl
No receipt, no reimbursement. Drop it in Tripl and AI parses it, categorizes it, and stores it securely.
Let your HSA grow tax-free
Years of tax-free compounding turns everyday medical expenses into serious wealth. Tripl shows you the projection.
Reimburse yourself whenever you're ready
There's no time limit. Need cash for a car, a vacation, or just a rainy day? Reimburse old medical expenses and use the money for anything. Tax-free.
Everything else you need
Every feature designed to make sure no receipt (and no tax-free dollar) slips through the cracks.
Tax year reports
Export a branded PDF with every expense, receipt image, and reimbursement for any tax year. Ready for filing or your records.
Smart dashboard
Three cards tell you everything: what you can withdraw tax-free, what you've reimbursed, and what your patience is worth in 10 years.
Educational nudges
Context-aware tips teach you the HSA strategy as you go. Daily rotating insights on your dashboard keep you informed.
Custom categories
Organize by family member, provider, or expense type, whatever makes sense for your household. Find what you need when it's time to reimburse.
Secure & private
Your medical and financial data is encrypted, scoped to your account, and never shared. Built for people who take their finances seriously.
Full data export
Download all your data as CSV anytime. Your data is always yours. No lock-in, no restrictions.
The math speaks for itself
Today
$3,000
medical expense
10 years
$5,901
+$2,901 tax-free growth
20 years
$11,612
+$8,612 tax-free growth
And you can withdraw the original $3,000 tax-free at any time. That's real wealth, built on expenses you were going to have anyway.
*Projections use a 7% average annual return based on the historical performance of the S&P 500. Actual returns will vary. Past performance does not guarantee future results. Tripl does not provide investment or tax advice.
Free guides to master your HSA
Learn the strategies that turn your Health Savings Account into a powerful wealth-building tool.
The Complete HSA-Eligible Expense Checklist
Not sure what qualifies? This comprehensive checklist covers every HSA-eligible expense so you never miss a tax-free reimbursement.
Get the free guideThe HSA Triple Tax Advantage Guide
Learn how the HSA's unique triple tax benefit works and how to maximize every dollar for tax-free growth and withdrawals.
Get the free guideEvery receipt tracked.
Every dollar compounding.
Every advantage yours.
The HSA triple tax advantage only works if you have the receipts. Start tracking today. Your future self will thank you.
Start tracking for free