Your medical expenses
are building wealth

Every HSA dollar is tax-free. Every dollar needs a receipt. Swipe the card or pay out of pocket, every receipt still has to survive until tax season. Tripl captures every receipt, projects what leaving it invested is worth, and gives you a tax year PDF ready for tax season.

Free while in beta. No credit card required.

TRIPL

triplapp.com

APR 02 2026TXN #0001
$
10yr tax-free growth+$0.00
YOUR WEALTH$0.00

Your dashboard tracks every expense, projection, and reimbursement in one place.

Tripl
J

Tax-Free Withdrawable

$4,832.00

Available anytime

Reimbursed

$1,250.00

Tax-free withdrawals

10-Year Projection

$9,504.17

at 7% avg. return

💡

HSAs are the only account with a triple tax advantage: tax-deductible contributions, tax-free growth, and tax-free withdrawals.

Expenses
Jan 15, 2026Dr. Smith, Annual checkup
$285.00
Dec 3, 2025CVS Pharmacy
Reimbursed$47.50
Nov 20, 2025City Dental
$1,200.00

The only triple tax advantage in the tax code

No other account (not a 401(k), not a Roth IRA, not a brokerage account) gives you all three.

0%
Tax advantage #1

Tax-deductible contributions

Every dollar you contribute reduces your taxable income. Pre-tax through payroll or deductible on your return.

0%
Tax advantage #2

Tax-free growth

Invest your HSA funds and watch them compound. Dividends, capital gains, all tax-free. No annual tax drag.

0%
Tax advantage #3

Tax-free withdrawals

Reimburse yourself for qualified medical expenses, tax-free. No time limit. An expense from 2024 can be reimbursed in 2044.

Drop a receipt. Get structured data in seconds.

Snap a photo, forward an email, or drag and drop a PDF. Tripl's AI reads your receipts and extracts the provider, amount, date, and category automatically. No manual data entry. No lost deductions.

  • Supports JPG, PNG, PDF, and HEIC files
  • Multi-file upload with parallel processing
  • Smart extraction, even from messy pharmacy printouts

receipt-jan-2026.pdf

234 KB

Parsed
ProviderDr. Sarah Chen
Amount$285.00
DateJan 15, 2026
CategoryMedical

Also works from

From your phone

Scan the QR code. Upload from any phone camera. No app to install.

From your inbox

Forward any receipt email to your unique Tripl inbox. It shows up parsed.

Growth Potential?

Unreimbursed expense

$1,000.00

If you wait...

5 years$1,402.55
10 years$1,967.15
20 years$3,869.68

at 7% avg. annual return (S&P 500 historical)

Watch your patience turn into wealth

Every dollar you don't reimburse today is a dollar growing tax-free in your HSA. Tripl shows you exactly how much your patience is worth at 5, 10, and 20 years.

$1,000 at 7% becomes $1,967 in 10 years and $3,870 in 20 years. Tax-free.

Cash Out

Pull the money. Keep the paperwork.

Reimburse on your terms

Pull $2,500 across your oldest receipts first. FIFO keeps newer expenses growing. Per-expense or lump-sum, your call.

Quick Reimburse×

Amount to reimburse

$2,500.00
FIFO Allocation Preview

Annual checkup

Jan 15, 2024 (oldest first)

+$285.00

of $285.00

Physical therapy

Mar 3, 2024

+$1,800.00

of $1,800.00

Dental cleaning

Jun 20, 2024

+$415.00

of $600.00 (partial)

Reimburse $2,500.00 across 3 expenses

One PDF. Every receipt.

Every total. Every reimbursement date. Generated in 3 seconds. Ready for tax season. Email it to your CPA or keep it for your records.

Export 2025 report

Tripl / HSA Report

2025 Tax Year

Reimbursed

$8,420.00

Receipts

47

Status

Tax ready

DateProviderCategoryAmount
01/15/25Dr. Sarah ChenMedical$285.00
03/03/25NW Physical TherapyTherapy$1,800.00
06/20/25Bright Smile DentalDental$600.00
09/11/25CVS PharmacyPrescription$78.42
43 more rows
Total reimbursed$8,420.00

This is educational content, not financial or tax advice. Consult a qualified professional before making decisions about your HSA.

Already tracking receipts? Bring them with you.

You have 47 receipts in a Google Drive folder right now. Maybe more. Connect your Drive, pick the folder, and Tripl pulls them all in. No re-uploading. No starting over.

Two-way sync. Upload to Tripl, it appears in Drive. Add to Drive, it appears in Tripl. One folder. Always current.

Google Drive

Connected

My Drive / HSA Receipts

Sync Activity

receipt-dr-chen.pdf
Just now
cvs-pharmacy-mar.jpg
2 min ago
dental-cleaning.pdf
2 min ago
47 receipts synced

Import in seconds

Point Tripl at your Drive folder. It pulls every receipt and parses them all. Years of receipts, backfilled in one click.

Automatic backup

Every receipt you upload to Tripl pushes to your Drive folder automatically. Your files live in two places. Always.

Two-way sync

Drop a receipt into your Drive folder from any device. It shows up in Tripl, parsed and categorized. Works both directions.

However you use your HSA, Tripl keeps the paper trail

Two ways people use an HSA. Tripl works for both.

Swipe the card

You pay at the counter with your HSA debit card. Tripl captures the receipt and files it for tax season. You stay audit-ready without thinking about it.

Pay out of pocket

You pay with a different card and leave the HSA invested. Tripl shows you what the delay is worth and holds the receipt until you are ready to reimburse.

1

Pay the bill

Swipe the HSA card or use a different card. Either way, the receipt is the thing that matters.

2

Track every receipt with Tripl

No receipt, no reimbursement. Drop it in Tripl and AI parses it, categorizes it, and stores it securely.

3

Let your HSA grow tax-free

Years of tax-free compounding turns everyday medical expenses into serious wealth. Tripl shows you the projection.

4

Cash out cleanly

Reimburse later or document a same-day swipe. Export a tax year PDF with every receipt attached, ready for tax season.

Everything else you need

Every feature designed to make sure no receipt (and no tax-free dollar) slips through the cracks.

Tax year reports

Export a branded PDF with every expense, receipt image, and reimbursement for any tax year. Ready for tax season, whether you swiped the card or paid out of pocket.

Smart dashboard

Three cards tell you everything: what you can withdraw tax-free, what you've reimbursed, and what your patience is worth in 10 years.

Educational nudges

Context-aware tips teach you the HSA strategy as you go. Daily rotating insights on your dashboard keep you informed.

Custom categories

Organize by family member, provider, or expense type, whatever makes sense for your household. Find what you need when it's time to reimburse.

Secure & private

Encrypted storage. Your health data is scoped to your account, never shared, and never sold.

Full data export

Download all your data as CSV anytime. Your data is always yours. No lock-in, no restrictions.

The math speaks for itself

Today

$3,000

medical expense

10 years

$5,901

+$2,901 tax-free growth

20 years

$11,612

+$8,612 tax-free growth

And you can withdraw the original $3,000 tax-free at any time. That's real wealth, built on expenses you were going to have anyway.

*Projections use a 7% average annual return based on the historical performance of the S&P 500. Actual returns will vary. Past performance does not guarantee future results. Tripl does not provide investment or tax advice.

Latest from the blog

Real numbers, real strategies, no fluff.

Free guides to master your HSA

Learn the strategies that turn your Health Savings Account into a powerful wealth-building tool.

Common questions

Every receipt tracked.
Every dollar accounted for.
Every April ready.

The HSA triple tax advantage only works if you have the receipts. Start tracking today. It takes 30 seconds.

Start tracking for free

Free while in beta. No credit card required.