Your medical expenses
are building wealth
Every HSA dollar is tax-free. Every dollar needs a receipt. Swipe the card or pay out of pocket, every receipt still has to survive until tax season. Tripl captures every receipt, projects what leaving it invested is worth, and gives you a tax year PDF ready for tax season.
Free while in beta. No credit card required.
TRIPL
triplapp.com
Your dashboard tracks every expense, projection, and reimbursement in one place.
Tax-Free Withdrawable
$4,832.00
Available anytime
Reimbursed
$1,250.00
Tax-free withdrawals
10-Year Projection
$9,504.17
at 7% avg. return
HSAs are the only account with a triple tax advantage: tax-deductible contributions, tax-free growth, and tax-free withdrawals.
The only triple tax advantage in the tax code
No other account (not a 401(k), not a Roth IRA, not a brokerage account) gives you all three.
Tax-deductible contributions
Every dollar you contribute reduces your taxable income. Pre-tax through payroll or deductible on your return.
Tax-free growth
Invest your HSA funds and watch them compound. Dividends, capital gains, all tax-free. No annual tax drag.
Tax-free withdrawals
Reimburse yourself for qualified medical expenses, tax-free. No time limit. An expense from 2024 can be reimbursed in 2044.
Drop a receipt. Get structured data in seconds.
Snap a photo, forward an email, or drag and drop a PDF. Tripl's AI reads your receipts and extracts the provider, amount, date, and category automatically. No manual data entry. No lost deductions.
- Supports JPG, PNG, PDF, and HEIC files
- Multi-file upload with parallel processing
- Smart extraction, even from messy pharmacy printouts
receipt-jan-2026.pdf
234 KB
Also works from
From your phone
Scan the QR code. Upload from any phone camera. No app to install.
From your inbox
Forward any receipt email to your unique Tripl inbox. It shows up parsed.
Unreimbursed expense
$1,000.00
If you wait...
at 7% avg. annual return (S&P 500 historical)
Watch your patience turn into wealth
Every dollar you don't reimburse today is a dollar growing tax-free in your HSA. Tripl shows you exactly how much your patience is worth at 5, 10, and 20 years.
$1,000 at 7% becomes $1,967 in 10 years and $3,870 in 20 years. Tax-free.
Cash Out
Pull the money. Keep the paperwork.
Reimburse on your terms
Pull $2,500 across your oldest receipts first. FIFO keeps newer expenses growing. Per-expense or lump-sum, your call.
Amount to reimburse
Annual checkup
Jan 15, 2024 (oldest first)
+$285.00
of $285.00
Physical therapy
Mar 3, 2024
+$1,800.00
of $1,800.00
Dental cleaning
Jun 20, 2024
+$415.00
of $600.00 (partial)
One PDF. Every receipt.
Every total. Every reimbursement date. Generated in 3 seconds. Ready for tax season. Email it to your CPA or keep it for your records.
Tripl / HSA Report
2025 Tax Year
Reimbursed
$8,420.00
Receipts
47
Status
Tax ready
This is educational content, not financial or tax advice. Consult a qualified professional before making decisions about your HSA.
Already tracking receipts? Bring them with you.
You have 47 receipts in a Google Drive folder right now. Maybe more. Connect your Drive, pick the folder, and Tripl pulls them all in. No re-uploading. No starting over.
Two-way sync. Upload to Tripl, it appears in Drive. Add to Drive, it appears in Tripl. One folder. Always current.
Google Drive
Connected
Sync Activity
Import in seconds
Point Tripl at your Drive folder. It pulls every receipt and parses them all. Years of receipts, backfilled in one click.
Automatic backup
Every receipt you upload to Tripl pushes to your Drive folder automatically. Your files live in two places. Always.
Two-way sync
Drop a receipt into your Drive folder from any device. It shows up in Tripl, parsed and categorized. Works both directions.
However you use your HSA, Tripl keeps the paper trail
Two ways people use an HSA. Tripl works for both.
Swipe the card
You pay at the counter with your HSA debit card. Tripl captures the receipt and files it for tax season. You stay audit-ready without thinking about it.
Pay out of pocket
You pay with a different card and leave the HSA invested. Tripl shows you what the delay is worth and holds the receipt until you are ready to reimburse.
Pay the bill
Swipe the HSA card or use a different card. Either way, the receipt is the thing that matters.
Track every receipt with Tripl
No receipt, no reimbursement. Drop it in Tripl and AI parses it, categorizes it, and stores it securely.
Let your HSA grow tax-free
Years of tax-free compounding turns everyday medical expenses into serious wealth. Tripl shows you the projection.
Cash out cleanly
Reimburse later or document a same-day swipe. Export a tax year PDF with every receipt attached, ready for tax season.
Everything else you need
Every feature designed to make sure no receipt (and no tax-free dollar) slips through the cracks.
Tax year reports
Export a branded PDF with every expense, receipt image, and reimbursement for any tax year. Ready for tax season, whether you swiped the card or paid out of pocket.
Smart dashboard
Three cards tell you everything: what you can withdraw tax-free, what you've reimbursed, and what your patience is worth in 10 years.
Educational nudges
Context-aware tips teach you the HSA strategy as you go. Daily rotating insights on your dashboard keep you informed.
Custom categories
Organize by family member, provider, or expense type, whatever makes sense for your household. Find what you need when it's time to reimburse.
Secure & private
Encrypted storage. Your health data is scoped to your account, never shared, and never sold.
Full data export
Download all your data as CSV anytime. Your data is always yours. No lock-in, no restrictions.
The math speaks for itself
Today
$3,000
medical expense
10 years
$5,901
+$2,901 tax-free growth
20 years
$11,612
+$8,612 tax-free growth
And you can withdraw the original $3,000 tax-free at any time. That's real wealth, built on expenses you were going to have anyway.
*Projections use a 7% average annual return based on the historical performance of the S&P 500. Actual returns will vary. Past performance does not guarantee future results. Tripl does not provide investment or tax advice.
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Read moreFree guides to master your HSA
Learn the strategies that turn your Health Savings Account into a powerful wealth-building tool.
The Complete HSA-Eligible Expense Checklist
Not sure what qualifies? This comprehensive checklist covers every HSA-eligible expense so you never miss a tax-free reimbursement.
Get the free guideThe HSA Triple Tax Advantage Guide
Learn how the HSA's unique triple tax benefit works and how to maximize every dollar for tax-free growth and withdrawals.
Get the free guideCommon questions
Every receipt tracked.
Every dollar accounted for.
Every April ready.
The HSA triple tax advantage only works if you have the receipts. Start tracking today. It takes 30 seconds.
Free while in beta. No credit card required.