Quick Answer
Yes, dental crowns are HSA-eligible. Crowns, caps, and other restorative dental work are qualified medical expenses.
What You Need to Know
Dental crowns and restorative work are fully HSA-eligible because they treat a dental condition. Whether you need a crown after a root canal, to repair a cracked tooth, or to restore a decayed tooth, the full cost qualifies. This includes the exam, preparation, temporary crown, and the permanent crown.
What Qualifies
- ●Porcelain, ceramic, and metal crowns
- ●Crown preparation and temporary crowns
- ●Dental bridges (fixed partial dentures)
- ●Inlays and onlays
- ●Root canals (the crown placed after a root canal)
- ●Crown repair or replacement
Pro Tip: Save Your Receipts
Even if you pay out of pocket today, save your receipt. The IRS allows HSA reimbursements with no time limit. You can let your HSA grow tax-free and reimburse yourself months or years later. This is the HSA reimbursement trick that turns everyday medical spending into long-term wealth.
Track Every Eligible Expense
Never Miss an HSA-Eligible Purchase
Tripl tracks your HSA receipts automatically so you can maximize your tax savings. See your total reimbursable amount grow over time.
