Quick Answer
Yes, LASIK is HSA-eligible. Laser eye surgery for vision correction is a qualified medical expense, and it is one of the best uses of HSA funds.
What You Need to Know
LASIK, PRK, and other refractive eye surgeries are fully HSA-eligible. Because these procedures often cost $2,000 to $5,000 per eye, paying with pre-tax HSA dollars can save you hundreds or even thousands in taxes. Many people save up their HSA balance specifically for this purpose.
What Qualifies
- ●LASIK surgery (both eyes)
- ●PRK (photorefractive keratectomy)
- ●LASEK and other refractive procedures
- ●Pre-surgical consultations and evaluations
- ●Post-operative follow-up visits
- ●Prescription eye drops used during recovery
Pro Tip: Save Your Receipts
Even if you pay out of pocket today, save your receipt. The IRS allows HSA reimbursements with no time limit. You can let your HSA grow tax-free and reimburse yourself months or years later. This is the HSA reimbursement trick that turns everyday medical spending into long-term wealth.
Track Every Eligible Expense
Never Miss an HSA-Eligible Purchase
Tripl tracks your HSA receipts automatically so you can maximize your tax savings. See your total reimbursable amount grow over time.
